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NEW JERSEY  TRANSPORTATION BANK
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NEW JERSEY TRANSPORTATION BANK

SHORT-TERM LOAN PROGRAM

1.9% APR

08/01/2026     08/31/2026
only on dollars drawn.

AVAILABLE PRINCIPAL FORGIVENESS

$2,600,000
Up to $100,000 per year
for applicable design costs.

Short-Term loan rate with

INTEREST RATE CREDIT

1.55% APR
How to Apply

Apply now and find out about the advantages of Transportation Bank financing.
NJMoves

NJMoves.com is the Transportation Bank's web-based loan system.
Financing Calculator

Generate your Financing Cost Estimate with this convenient tool.
Transportation Program Publications

View and download our Program Publications.

RECENT ARTICLES View all

Mendham Township 2024 Road Improvements
NJTIB January 7th, 2026
Mendham Township 2024 Road Improvements
Carteret Borough Breaks Ground on Multimodal Ferry Terminal, Marking Historic Transportation and Waterfront Milestone
NJTIB December 16th, 2025
Carteret Borough Breaks Ground on Multimodal Ferry Terminal, Marking Historic Transportation and Waterfront Milestone
Carteret Borough Ferry Terminal
NJTIB December 9th, 2025
Carteret Borough Ferry Terminal

OUR MISSION

The New Jersey Transportation Bank is an independent State Financing Authority responsible for providing and administering low interest rate loans to qualified municipalities, counties, and regional authorities in New Jersey for the purpose of financing transportation quality infrastructure projects.

"The Transportation Bank is a unique partnership that will significantly reduce the total cost of local transportation infrastructure."
- Former NJDOT Commissioner, Diane Gutierrez-Scaccetti
"The savings enables our communities to increase the number of projects funded and accelerate the construction of projects."
- NJIB Chairperson, Robert Briant Jr.

CONTACT US

Have a question? Want more information?
Send us an email. Give us a call. We'd love to hear from you!

General Information

Borrower Audit Report Submission

NJ Transportation Bank

Technical Support for NJ-Moves

Phone Numbers

NJIB

609-219-8600

NJ Transportation Bank

609-219-6584

Address

3131 Princeton Pike
Building 4 Suite 216
Lawrenceville, NJ 08648

3131 Princeton Pike, Building 4 Suite 216
Lawrenceville NJ, 08648 T. 609 219 8600

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